Whether you’re upgrading your kitchen, adding an extension, or freshening up your space, we’ll help you find a smarter way to fund your vision.
What Is a Renovation Loan?
A renovation loan is a personal loan used to finance home upgrades, repairs, or improvements.
Unlike refinancing your home loan, it keeps your property finance separate — offering faster approvals and greater flexibility, especially for smaller projects.
Perfect for:
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Kitchen and bathroom upgrades
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Home extensions or outdoor areas
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Painting, landscaping, or energy-efficient upgrades
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Minor structural or cosmetic improvements
How It Works
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Tell us about your renovation — how much you need and what it’s for.
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Compare your matches instantly from 50 lenders.
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Choose your lender and apply securely, with confidence and transparency.
You’ll see real repayments, real rates, and flexible options — all powered by Loan Pantry’s smart matching system.