It’s a smarter way to reduce repayments, free up cashflow, or consolidate multiple loans into one manageable facility.
A refinance loan allows you to replace one or more existing business loans with a new one — ideally with a lower rate, better terms, or improved flexibility.
It’s particularly useful for refinancing asset finance, such as vehicles, machinery, or commercial equipment, where rates and residual values can shift over time.
Perfect for:
- Truck and heavy vehicle refinances
- Car, ute, and fleet loan replacements
- Equipment and machinery finance restructuring
- Balloon or residual payout refinancing
- Consolidating multiple asset loans into one