Car Loans Overview

Whether you’re chasing the new-car smell, upgrading the work ute, or going electric with a Tesla, our smart-powered platform compares from 50 lenders to help you find the right fit — fast.

Rated 5 from 19 Reviews

Car Loans

Explore your pantry of options:

🫙 New & Used Cars
Compare loan options for both brand-new models and pre-loved wheels.

🫙 Refinance
Bring your current car loan to a smarter rate.

🫙 Classic Cars
Finance for vintage collectors and passion projects.

🫙 Green Vehicles
For hybrid and electric car buyers chasing cleaner miles.

🫙 Low Doc / ABN Car Finance
Ideal for self-employed drivers and business owners.

Ready to hit the road?

Whether it's your first car or dream car, we've got you covered

A car loan is a finance product that lets you purchase a new or used vehicle and pay it off in instalments over a set term. You borrow a set amount from a lender, agree to a fixed or variable interest rate, and make regular repayments — typically weekly, fortnightly, or monthly.

Loan Pantry’s platform allows you to compare real rates, repayments, and terms before you apply, so you know exactly what to expect. Loan terms generally range from 12 to 84 months, but can be tailored to suit your budget, vehicle type, or long-term goals.

You can also choose to include a balloon repayment at the end of your loan term — a larger final payment that helps lower your regular instalments now. This can be a smart option if you plan to upgrade or trade in your car in a few years.

Why Australians Choose Loan Pantry

✅ Compare more than 50 lenders side-by-side

✅ Tailored loan terms (12–84 months) and balloon options

✅ Low doc and ABN-friendly products

✅ Real rates and repayments — no gimmicks

✅ 100% borrower-first transparency

From Ford Ranger loans to Toyota HiLux finance, Toyota LandCruiser loans, and Tesla finance, Loan Pantry helps Aussies match with the right lender — without the jargon, confusion, or commission bias.

Why Compare with Loan Pantry

Reviews for Loan Pantry

MN

Michael Nunez

Emma was absolutely amazing, Very professional with her line of work. Very quick, Highly recommend this company.

SS

Sidhu Saab

I’m genuinely very thankful to Paul and his wife for sorting out our new car finance under 24 hours. Paul is highly professional. He’s really quick with phone calls/texts messages with any enquiries we had during the loan process. And Paul also got our settlement done really quickly and I was able to pick up the car on time. I’m so thankful to him. I highly recommend contacting Paul if anyone is looking for a hassle free real quick asset loan. Not only that he will also make sure to get the best interest rate. Thank you Paul and team @ Loan Pantry. I would rate Paul 10/10 Stars :)

MM

Meg McSweeney

Thanks you so much, the process was super quick, and the team are so knowledgeable and answered all of my questions :) Will be back again for sure!

MB

Matilda Barlow

My experience with Loan Pantry was amazing - the team obviously know their stuff. They answered my millions of questions, and assisted me with finance for a new car in a very time manner. Thanks guys, I’ll be back!

Mj

Mea jin Briz

I applied for a car loan and got it so am totally wrapt! Thanks to Loan Pantry it happened so quickly and was so convenient. Im not used to this kind of way of getting a loan plus am not tech savvy AT ALL but ppl at Loan Pantry were so extremely helpful and patient and it was so vvv easy to do I was amazed. I now have a new car using Loan Pantry. I highly recommend them and I will be coming back in the future. I want to travel and I will apply again. Brilliant and easy to use. Very polite caring staff there too if need be. Thankyou Loan Pantry I am so happy with this and so excited. Thankyou a thousand times over!!????????

BD

Brooke Dobo

Such a great service! So super helpful. Definitely recommend!!

ZM

Zakkary McKay-Smith

I had the best experience with Emma and Paul, they helped me through every step of the loan process, from selecting the right car for me to finding the best lender for me, doing checks without affecting my credit score and supporting me through every step of the way, the really went above and beyond, answering all my questions and teaching me a lot in the process. Could not be happier with the service and the result! will definitely be back for my boat and house in the future!

KO

Kacie O'Coilean

Thank you so much! This is the second time we’ve had this team look after our car finance, and once again, the experience was fantastic. The communication was clear and prompt, making the entire process quick and easy. We really appreciate how seamless everything was!

MY

Mandy Yore

I recently used Loan Pantry to finance a new car. I dealt with both Emma and Paul and the service was outstanding. They were both very knowledgeable about finance, providing me with options to best suit my needs and finances. They were fast, efficient and constantly updating me. I would recommend them to anyone needing a loan for any reason. I will use them again.

DS

Donald Smith

Emma at Loan Pantry has been amazing helping me with a personal loan at the best rates even so soon after obtaining a mortgage. She made the process just about effortless for me and communication was top tier, settling the loan in a matter of 2 business days (your experience may vary). Highly recommend Loan Pantry and thank you Emma and co for all your support!

KR

Kate Rylands

Thank you so much to LoanPantry! You have made me purchasing my dream car possible. Everything was so easy. Would definitely recommend these guys to anyone needing finance.

TX

Tania Xepapadea

I had such a wonderful experience with Emma and Paul. They genuinely cared about finding the perfect finance option for me and made everything feel easy and stress-free. They explained each step with patience and honesty, and I always felt supported and looked after. I’ve already recommended them to 3 people, and they were all super happy with the service too. It’s rare to find someone so genuine and dedicated. I’m truly grateful, thanks for saving me $$ and making me feel like a VIP. Much love ❤️

SE

Sandra Edwards

Great, friendly and helpful service.

KF

Katelyn Field

I cannot speak highly enough of Paul and the team!! Getting finance can be such a daunting and confusing task but the Loan Pantry team keep it real and made the entire process as easy as possible. The communication was next level. The genuine excitement Paul had when we got to pick up our dream car made the whole experience incredible!

K&

Kacie & Dennis, QLD

Thank you so much! This is the second time we’ve had this team look after our car finance, and once again, the experience was fantastic. The communication was clear and prompt, making the entire process quick and easy. We really appreciate how seamless everything was. Will be coming back for our next car (or caravan)!

RQ

Rachael, QLD

I had an outstanding experience! From the beginning, the team was professional, friendly, and truly invested in providing personalised customer service. They took the time to understand my needs and made everything feel tailored and stress free. The advice and support they offered were helpful and informative giving me full confidence at every step of the process. Their platforms are incredibly easy to use with clear and supportive navigation, making it simple to use without a hassle. On top of that, they offer very competitive rates, which was a pleasant bonus!

KN

Kylie, NSW

Thank you soo much for your guidance and help throughout this process. You’ve been amazing!

IQ

Ivy, QLD

I had the pleasure of working with Emma during my recent search for the perfect caravan, and I can confidently say that her professionalism and dedication far exceeded my expectations. From our very first conversation, it was clear that Emma brought not only a deep knowledge of the caravan market but also a genuine passion for helping her clients find exactly what they need. Throughout the entire process, Emma was incredibly attentive and thorough. She took the time to understand what I was looking for, asked the right questions, and offered options that were tailored specifically to my requirements and budget. Her ability to navigate the market, provide honest advice, and negotiate on my behalf made what could have been an overwhelming experience feel straightforward and stress-free. What truly stood out was Emma’s commitment to transparency and her clear communication. She kept me informed at every step, always responded promptly to questions, and never pressured me into a decision. It was clear that her priority was finding the right fit for me—not just closing a deal. Thanks to Emma’s expertise and support, I found a caravan that I absolutely love, and I’m confident I made the right choice. I would highly recommend Emma to anyone looking for a broker who is professional, trustworthy, and genuinely invested in helping their clients succeed. Her service was exceptional from start to finish. 

SN

Steve, NSW

We were struggling to find the the right loan, but Emma stepped in and quickly found multiple options that suited our needs. Their efficiency and professionalism saved us both time and money.

MN

Michael Nunez

Emma was absolutely amazing, Very professional with her line of work. Very quick, Highly recommend this company.

SS

Sidhu Saab

I’m genuinely very thankful to Paul and his wife for sorting out our new car finance under 24 hours. Paul is highly professional. He’s really quick with phone calls/texts messages with any enquiries we had during the loan process. And Paul also got our settlement done really quickly and I was able to pick up the car on time. I’m so thankful to him. I highly recommend contacting Paul if anyone is looking for a hassle free real quick asset loan. Not only that he will also make sure to get the best interest rate. Thank you Paul and team @ Loan Pantry. I would rate Paul 10/10 Stars :)

MM

Meg McSweeney

Thanks you so much, the process was super quick, and the team are so knowledgeable and answered all of my questions :) Will be back again for sure!

MB

Matilda Barlow

My experience with Loan Pantry was amazing - the team obviously know their stuff. They answered my millions of questions, and assisted me with finance for a new car in a very time manner. Thanks guys, I’ll be back!

Mj

Mea jin Briz

I applied for a car loan and got it so am totally wrapt! Thanks to Loan Pantry it happened so quickly and was so convenient. Im not used to this kind of way of getting a loan plus am not tech savvy AT ALL but ppl at Loan Pantry were so extremely helpful and patient and it was so vvv easy to do I was amazed. I now have a new car using Loan Pantry. I highly recommend them and I will be coming back in the future. I want to travel and I will apply again. Brilliant and easy to use. Very polite caring staff there too if need be. Thankyou Loan Pantry I am so happy with this and so excited. Thankyou a thousand times over!!????????

BD

Brooke Dobo

Such a great service! So super helpful. Definitely recommend!!

ZM

Zakkary McKay-Smith

I had the best experience with Emma and Paul, they helped me through every step of the loan process, from selecting the right car for me to finding the best lender for me, doing checks without affecting my credit score and supporting me through every step of the way, the really went above and beyond, answering all my questions and teaching me a lot in the process. Could not be happier with the service and the result! will definitely be back for my boat and house in the future!

KO

Kacie O'Coilean

Thank you so much! This is the second time we’ve had this team look after our car finance, and once again, the experience was fantastic. The communication was clear and prompt, making the entire process quick and easy. We really appreciate how seamless everything was!

MY

Mandy Yore

I recently used Loan Pantry to finance a new car. I dealt with both Emma and Paul and the service was outstanding. They were both very knowledgeable about finance, providing me with options to best suit my needs and finances. They were fast, efficient and constantly updating me. I would recommend them to anyone needing a loan for any reason. I will use them again.

DS

Donald Smith

Emma at Loan Pantry has been amazing helping me with a personal loan at the best rates even so soon after obtaining a mortgage. She made the process just about effortless for me and communication was top tier, settling the loan in a matter of 2 business days (your experience may vary). Highly recommend Loan Pantry and thank you Emma and co for all your support!

KR

Kate Rylands

Thank you so much to LoanPantry! You have made me purchasing my dream car possible. Everything was so easy. Would definitely recommend these guys to anyone needing finance.

TX

Tania Xepapadea

I had such a wonderful experience with Emma and Paul. They genuinely cared about finding the perfect finance option for me and made everything feel easy and stress-free. They explained each step with patience and honesty, and I always felt supported and looked after. I’ve already recommended them to 3 people, and they were all super happy with the service too. It’s rare to find someone so genuine and dedicated. I’m truly grateful, thanks for saving me $$ and making me feel like a VIP. Much love ❤️

SE

Sandra Edwards

Great, friendly and helpful service.

KF

Katelyn Field

I cannot speak highly enough of Paul and the team!! Getting finance can be such a daunting and confusing task but the Loan Pantry team keep it real and made the entire process as easy as possible. The communication was next level. The genuine excitement Paul had when we got to pick up our dream car made the whole experience incredible!

K&

Kacie & Dennis, QLD

Thank you so much! This is the second time we’ve had this team look after our car finance, and once again, the experience was fantastic. The communication was clear and prompt, making the entire process quick and easy. We really appreciate how seamless everything was. Will be coming back for our next car (or caravan)!

RQ

Rachael, QLD

I had an outstanding experience! From the beginning, the team was professional, friendly, and truly invested in providing personalised customer service. They took the time to understand my needs and made everything feel tailored and stress free. The advice and support they offered were helpful and informative giving me full confidence at every step of the process. Their platforms are incredibly easy to use with clear and supportive navigation, making it simple to use without a hassle. On top of that, they offer very competitive rates, which was a pleasant bonus!

KN

Kylie, NSW

Thank you soo much for your guidance and help throughout this process. You’ve been amazing!

IQ

Ivy, QLD

I had the pleasure of working with Emma during my recent search for the perfect caravan, and I can confidently say that her professionalism and dedication far exceeded my expectations. From our very first conversation, it was clear that Emma brought not only a deep knowledge of the caravan market but also a genuine passion for helping her clients find exactly what they need. Throughout the entire process, Emma was incredibly attentive and thorough. She took the time to understand what I was looking for, asked the right questions, and offered options that were tailored specifically to my requirements and budget. Her ability to navigate the market, provide honest advice, and negotiate on my behalf made what could have been an overwhelming experience feel straightforward and stress-free. What truly stood out was Emma’s commitment to transparency and her clear communication. She kept me informed at every step, always responded promptly to questions, and never pressured me into a decision. It was clear that her priority was finding the right fit for me—not just closing a deal. Thanks to Emma’s expertise and support, I found a caravan that I absolutely love, and I’m confident I made the right choice. I would highly recommend Emma to anyone looking for a broker who is professional, trustworthy, and genuinely invested in helping their clients succeed. Her service was exceptional from start to finish. 

SN

Steve, NSW

We were struggling to find the the right loan, but Emma stepped in and quickly found multiple options that suited our needs. Their efficiency and professionalism saved us both time and money.

Ready to hit the road?

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